What’s your “number”?
It’s the scariest question in personal finance. For decades, “experts” have given us vague, intimidating answers like “You need $1 million” or “Just follow the 4% Rule.”
Here’s the problem: That advice is lazy, and for Singaporeans, it’s just plain wrong.
Why? Because it ignores our single most powerful and important retirement asset: our CPF LIFE payouts.




