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🛡️ Stock Safety Audits

[PREMIUM] Ringgit Hits 4-Year High: Is the "JB Dream" Dead? (3 Stocks to Buy)

Shopping in Johor just got ~10% more expensive. But for these 3 SGX stocks, the soaring Ringgit is a hidden “pay raise.”

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The Investing Iguana
Nov 15, 2025
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This week, I’m answering a fantastic question from a premium member that’s on everyone’s mind. They noticed the Ringgit strengthening below 3.20 against the Singapore Dollar and felt a familiar panic. Is the JB retirement dream over? Did they miss the boat?

This is exactly the kind of analysis you’re a member to get. We’re going to look past the “consumer pain” of expensive JB trips and find the “investor’s alpha.” Let’s get straight to it.


“Hi Iggy, I noticed the exchange rate at the money changer dropped below 3.18. Is the Ringgit rally real? Does this mean I missed the boat on buying a JB retirement home, and does this affect my Singapore stocks?” — Sarah L.

This is the #1 question I’ve received this week. And the answer is a wake-up call.

For the last few years, Singaporeans have enjoyed a “super-currency” status. We got used to 3.50+ exchange rates, making Johor Bahru our discount shopping mall.

The “easy money” trade is flipping.

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