Don’t Let Your STI Wins Rot in 0.05%: Re-Deploying Cash for a 3.2% Floor

Most SGX retail investors exiting at the STI peak are walking into a 1.5% fixed deposit trap — and the average cost of this liquidity tax is up to S$2,500 per S$100,000 locked away.

Most SGX retail investors exiting at the STI peak are walking into a 1.5% fixed deposit trap — and the average cost of this liquidity tax is up to S$2,500 per S$100,000 locked away. The Straits Times Index recently tested the 5,041 intraday high before pulling back, and is currently oscillating in the 4,950 to 4,970 range.